Savings Strategy Tool

Enter your Business turnover and the currency you would like to create your strategy in.

Enter the interest rate you are earning on your current deposit accounts, either with Lloyds Banking Group or elsewhere.

Enter the month that you would like to start the deposit strategy from. You could enter your balances from last year to do a comparison with the return you actually received last year, or you could look at future cash flows for planning purposes.

Let us know whether you would like to layer your deposit strategy. This can help to split any long running fixed deposit accounts into several smaller deposits for greater flexibility. If you do not want to layer your deposit strategy, click 'No layered deposit'.

Enter your Instant Access buffer which is the amount of cash that your business needs to have instant access to.
Then enter the interest rate you receive on your instant access account, either with Lloyds Bank or elsewhere.

Enter the time period you would like to create your deposit strategy for.
Then confirm your closing balances for each month. Please note, these closing balances should be inclusive of your instant access buffer which you entered earlier. This will be adjusted for the month you have requested to start from and the number of months you have.

You will see a comparison between your existing and your indicative return that you could receive if you followed the deposit strategy from the tool.

This is where we need some details from you about the business. Please enter your business name, contact name from the business that is completing the tool, business postcode and email address.
If, at a later date, you would like us to delete your details from our records please let us know by submitting a data withdrawal request as the start of this tool. Please note, you will need to enter the reference number that will appear on the next page of the tool.

Please read the data privacy notice above and tick here if you are happy to proceed.

Here you will see your list of actions in a timeline order. These are the actions that you would carry out in order to follow the deposit strategy and receive the indicative return shown at the bottom of this screen.

You can also click here to see this deposit strategy in a graph format. This will help you to see more clearly how your cash flows over time have been allocated to different products.

You can click here for next steps including more information about the products, how to apply for these in order to carry out your deposit strategy and some help & support options including live webchat with a member of our team.