Our interactive tool will help you understand all of the different finance options that are available to you, just select from the options below and you'll have a comprehensive list in seconds.
Although the finance selector will identify all of the options available to you, it does not recommend specific products or services and is not an alternative to professional advice.
Based on the options that you selected we have identified the following types of finance that may be applicable to you.
For an overview of the finance options available within each category click "View finance options".
Loans are borrowed over a set period of time using an agreed repayment schedule. These repayments will depend on the loan amount, duration and rate of interest on the loan. Loans can be useful for start-up companies to take advantage of growth opportunities such as entering new markets or developing new products.
A base rate loan is a finance option which can be tailored to meet long or short term financial needs. The loan is linked to the Bank of England Bank Rate so the interest rate that you pay will change as the bank rate changes.
Tell us about your plans and needs, we will then agree the interest rate with you and let you know if we require any security. An arrangement fee will apply and is related to the amount you choose to borrow. These terms will be discussed with you before you take out the loan.
If your business is volatile to changes in interest then you may benefit from borrowing on a fixed rate. Fixed rate loans have a fixed interest rate and are less dependent on market conditions. This means that your repayments will be fixed for the whole term, so you'll know exactly what your repayments will be each month allowing you to plan your finances better.
If your business is volatile to changes in interest then you may benefit from borrowing on a fixed rate. Fixed rate loans have a fixed interest rate and are less dependent on market conditions. This means that your repayments will be fixed for the whole term, so you'll know exactly what your repayments will be each month allowing you to plan your finances better.
Enterprise Finance Guarantee (EFG) enables small businesses with a workable business proposition with no available security to borrow from approved lenders.
If your turnover is under £41 million, you may qualify for EFG funding. This allows you to borrow via Lloyds Bank, with the Department for Business, Innovation and Skills (BIS) guaranteeing 75% of the loan value.
An overdraft is a borrowing facility attached to your current account, set at an agreed limit. This facility can be helpful to your business if you have short-term borrowing needs or require some flexibility in order to manage your cash flow.
All businesses need to be flexible, so it's good to be ready for the unexpected. An overdraft will make sure that extra funds are available when you need them.
Tell us about your plans and needs, we will then agree the interest rate with you and let you know if we require any security. An arrangement fee will apply and is related to the amount you choose to borrow. These terms will be discussed with you before you take out the overdraft.
A Business Credit Card offers you and your staff a convenient method of paying for goods/services; they can also help you to manage cash flow and expenditure over short periods of time. Our Business Credit Card offers extra flexibility by allowing you to choose how much you repay (subject to a minimum monthly payment).
Cash flow is always a high priority, so you'll be glad to hear that our Business Credit Card offers you a straight forward, flexible way to manage cash flow, stay in control of business expenses and could reduce your bank charges.
With flexible repayment options, up to 45 days interest free credit on some purchases and detailed monthly statements, our Business Credit Card can help you stay in control of your finances.
A mortgage can be a flexible method to fund your property needs. Whether you're looking to purchase new premises, expand or refurbish, raise capital from an existing property or build your property investment portfolio.
If you would like to grow your capital and rental income by extending your property portfolio then our Residential Buy to Let mortgage could suit your needs.
Tell us about your plans and needs, and we will then agree the interest rate with you. An arrangement fee, security and valuation charges will apply.
Taking out a commercial mortgage is one way of maximising your business finance. Property can be a significant cost for many businesses so it is important to manage that investment wisely.
Tell us about your plans and needs, and we will then agree the interest rate with you. An arrangement fee, security and valuation charges will apply.
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All lending is subject to a satisfactory credit assessment.